No foul and no crime if the cash back happens with the lender's blessing.John Corey

So I had time to think, and decided one of the things in the my acceptance/counter was that they would have clean up the residues, fumes, chemicals, and odors of the fragrance and toxic chemicals in the house, and come down to 170 or a bit less, maybe pay closing costs, all or half.

The odor you probably smell is sulfer and other minerals in the water.

I had an entire room cry foul when I described my late fee program in Massachusetts, claiming I violated the law and that late fees were not allowed; a few seconds later on my PDA, I downloaded the specific statute the allowed precisely what I did.

But, there is still an odor to it IMO.Not just any attorney may be able to close any RE transaction.

I also noticed the strong odor in the hallway from the day I first saw the apartment and I think it's coming from his apartment.Best regards,DeboraLet me know what you guys think.

You will hear some claim on BP, not Ken, that compliance is not required if the note predates the Act, not true in all respects.I can say that when a violation of law is discovered and the violator has then taken steps to comply after their discovery, there is an entirely different attitude taken by regulators, often to the point of no harm no foul.

The more likely result from the lender's point of view is probably "no harm, no foul" unless there are larger problems with the loan (as someone else mentioned).

We have steam cleaned the carpet several times, but the odor remains.

If she decides to stay put, and she's been there for some time, consider offering to arrange a carpet cleaning service at her existing place to control odor and to help with tenant loyalty.