I have my HSA, my roll over IRA, and an account I keep there for emergency funds.

Identify your emergency suppliers.

Navigating these delays and organizational instability proved to be immensely challenging.In my own investigation, I discovered that Farraway SG emerged as the new entity managing the loans, with its LLC tracing back to Tel Aviv.

They want new emerging currencies.

If you can handle that kind of discomfort, I'd recommend moving to an emerging market and house-hacking (that's what I did).

I would strongly advise you to use the service of a property manager who provides On Island Agent service over your cleaner.Your On Island Agent needs to be available when an emergency happens.

I've built a pivot table of brand name vs. cap rates per state, and I am starting to see some of those patterns emerge.

Whether that's for routine maintenance or emergency repairs.

Just up your insurance to an amount that makes you feel comfortable.Do recommend getting a HELOC on the house BEFORE you move, so you can tap the equity in case of EMERGENCY only:)

Then be disciplined enough to NOT use it except in an emergency situation like above.