Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

You are effectively operating a hotel, which is a business enterprise with very different risks and hazards to insure.  

Linking to a blog on a random insurance agency is not useful.The landlord has no interest in the property being insured which are the tenants belongings.  

If you do the math, since your borrower is paying interest on interest, it raises your effective interest rate by about a point.

This makes it much easier for me to qualify for loans because I don't have to disclose the home debt that would effect my income to debt ratio.

Implement scalable systems and processes to effectively manage and grow your real estate holdings.

I believe in this so strongly that I have even once confronted a large advertising client about this issue when I discovered they had language to this effect in their terms of use in the past, and asked them to change their policy, at risk of material revenue loss to our company.

I agree with @Isadore Nelson, there will be an initial sting due to to the IRA transaction but with quick math at 8% your 60k will generate about 4.8k in year one, in 4 months at 1.3k you've already eclipsed that, their will also be a larger tax for passive income and an initial penalty from the IRS, but it won't erode the 8 month difference let alone the yearly compounding effect.

Quote from @Fernando Corona: @Erik Estrada I actually wrote a blog on the topic and will continue to write about it.

Lakefront or forest view properties perform better.With an effective dynamic pricing strategy, you can still achieve solid occupancies in this market.