@Colton BridgesAre you looking to refinance before or after the fourplex conversion? 

$85K seems extremely low for a garage conversion.

Also if there are other investors in the Detroit metro area looking to work together I’m interested in at least having a conversation!!!

It’s great to know there are resources & professionals like you willing to help guide new investors.Looking forward to connecting & continuing this conversation!

She closed and hired me for the conversion process and found out the Zoning wouldn't allow it at all.

I do know many lawyers that own investment properties themselves and in conversation have found out that most of them represent themselves in court during evictions.

Another option might be roth conversions and then accessing that money in 5 years from the date of conversion. 

Ever since that conversation I went on a deep dive of research and studying to figure out how to accomplish these wild ambitions of mine.She helped me get my first property when I was 24 years old, which we ended up selling after a few years and using the revenue to purchase another property.

It would lead to less conversions, just keep that in mind.

I would suggest having a conversation to understand why they made the decisions they made.