I live in CA and own my primary residence. 

Hi everyone!My name is Ryan and I am a new real estate investor out of Woodstock, Ontario, Canada. I purchased my first buy and hold SF rental property last year and turned the property into a student rental as it ...

Quote from @David Pearl: Quote from @Anthony Rondinelli: Hi,If I want to maintain a healthy DTI for a primary residence conventional loan in a couple years, what should I be aware of, or what strategies must I employ?

Investment Info:Single-family residence buy & hold investment.

Investment Info:Single-family residence buy & hold investment.

That would be a separate mortgage and not what amounts to a second loan on your personal residence, which if you have spouses, they might not be that into. 

Both of these allow you to low down payment loans to buy a primary residence with fixed interest rates.

@Austin Williams yes you can do a 100% cash out refi on your existing home with a VA loan, but keep in mind that you would need to finance it as a primary residence, which resets the 1 year clock that you need to occupy the property.

As I reside in Palm Bay, Florida, approximately three hours away from the property in Jacksonville, Florida, I'd be forever grateful for any recommendations for local professionals who can bring my vision to life.

I can't house hack because of the family situation so I can't be approved for regular loans that require you to make the property your primary residence.