Recovery of less than 30 cents on the dollar was the expectation. 

Best wishes to your mom for a speedy recovery and to you as well!

But what have HUD policies got to do with foreclosure law.EXAMPLE 1SUBJECT TO MORTGAGE RECOVERY ADVANCE FROM XXX AND XXX, WIFE AND HUSBAND TO UNITED STATES OF AMERICA, ACTING THROUGH THE RURAL HOUSING SERVICEEXAMPLE 2SUBJECT TO PARTIAL CLAIM DEED OF TRUST FROM XXX TO THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT

Never again.For the last 15 years we have really been living in a prolonged recovery period, IMO.

I have seen the performance record page got updated with all their defaults and recovery which was not made public before.

To top it off, you live there so investors would have no recourse against you.So in other words, for the investor, it's a very risky investment with no chances of recovery! 

Total build costs of 600k )this includes lot, soft/hard costs, and 60k overhead recovery to my construction companyAmortize @ 20 years, all expenses equal gross rents so break even cash flow.

@Josh MillerEverybody watches sports, does not mean they are all professional athletes.

In other words, the US, as a whole, could be at the top of the market (i.e. thriving), but multifamily in Houston, TX could be in a recovery stage.

Additionally, it can help maximize renovations and improvements.A Cost Segregation study is an IRS approved federal income tax tool that increases near term cash flow by utilizing shorter recovery periods for depreciation to accelerate return on investment.