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16 January 2025 | 7 replies
My first reaction to your post is if you're purchasing assets that are throwing off positive cash but your DTI is going up then it may be time to re-evaluate the type of assets or the expenses associated with those assets. 2.
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14 January 2025 | 7 replies
However, I was unsure whether I needed to open a new bank to manage the finances associated with the property.
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28 January 2025 | 42 replies
Hello, I'm in Colorado and run the Denver Association of Assisted Living Residences.
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8 January 2025 | 1 reply
Regards,Drew Curtin - Associate Broker
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9 January 2025 | 0 replies
Simplified ManagementFor those managing multiple properties, AB 2622 streamlines operations by expanding your hiring pool and removing the red tape often associated with minor repairs.Why It Matters for TenantsTenants also benefit from AB 2622:Faster Maintenance: Minor issues like plumbing or lighting can now be resolved promptly.Fairer Move-Out Costs: Affordable repairs mean tenants aren’t hit with inflated charges for damage beyond normal wear and tear.Things to Keep in MindWhile AB 2622 makes maintenance easier, landlords should still vet unlicensed workers carefully, ensure proper insurance coverage, and remember that jobs requiring permits must involve licensed contractors.AB 2622: A Win-Win for California’s Rental MarketAB 2622 strikes a balance between flexibility and accountability, making it easier for landlords to maintain high-quality rentals while fostering better tenant relationships.
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19 January 2025 | 46 replies
Over the past decade, the death rate has risen from 10.192 in 2014 to 11.119 in 2025. https://www.macrotrends.net/global-metrics/countries/ITA/ita...Italy is in a unique position, where all the youth are either leaving for college, or once they get their degree, they leave Italy to go take jobs in other EU countries.
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17 January 2025 | 37 replies
I'd really like to find someone here who has dealt with them :-)Hey Randy, check out the American Association of Private lenders.
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8 January 2025 | 13 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).
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3 January 2025 | 18 replies
However, if that effort fails, the local agent is equally liable – criminally and civilly – for any fees, fines, etc. associated with the property."
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5 January 2025 | 17 replies
I have 3 associates / relatives that would be doing my renovations, as I would be finding, analyzing, and purchasing the deals.