If you're planning to buy in the US, there are programs for those that aren't US citizens.

., why aren’t they offering you a stake in the partnership?

My comments aren't about rent to retirement, I made that clear.

Lexington is a weird market with low occupancy, 90-92%, and there aren't many assets in the market.

The key is knowing how to navigate them:🔹 Finding the Right Deals – The best distressed properties aren’t always the ones sitting on the market.

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

Ended up calling the Jersey City Division of Housing Preservation and in essence the entire home has to be in good order even if certain parts aren't accessible to guests.

Inspection reports and appraisals are helpful but aren't a cure-all.

@Ellis Moyewe really don't know a lot about this situation since there aren't many details in your post... but i don't think this makes any sense for anyone involved here...if it's a flip that's not selling, refinancing may not solve your problem and allow you to pay back the HML in fulland typically a sub to buyer wants a low interest rate... and if you refinance now you won't be getting a low interest rate, you'll just be getting whatever the market offers.and finally.... the vast majority of loans are NOT assumable. 

If they aren't doing much business/volume, they will send you a nice looking term sheet, and you will go through hell trying to get the loan closed.