Hello,What are your thought on investing on a rental property in San Bernardino county in CA specifically in the areas of Rancho Cucamonga, or Apple Valley.

Make sure you get a formal term sheet to compare apples to apples, don't accept soft quotes. 5.

Over the years they signed up over 200 investors, primarily employees of Facebook/Meta (where Sief used to work) and Apple (where Sabrina used to work).

Gee, the apple didn't fall far from that tree, did it?

@Rob K.It is great that you have such a well performing asset building tax-free wealth in your Roth IRA.I think you may be mixing apples and oranges in your analysis of investing with tax-deferred funds. 

Old apple orchard. 

Equity: 250k2 Family 3/2 Purchased 2023 475k Currently worth 600k 7.25% Interest Cash Flow -1,100 a month ( I live in one of the these)Equity: 98k ( yes i put 20% down)55k in Stocks mostly apple/vti/qqq 5k Cash (reserved for emergency missed rent payments) in a 4.50% savings accountNo credit card debt no car loansI do have 60k in open credit cards 8k available for no interest for 15 months.I have a 50k Heloc on my 2 family unit at 8% interest 10 year interest only 10 year repaymentSo as a investor what would some of you guys suggest as my next investment move?

My #1 piece of advice is to make sure you gather true apples to apples bids, that account for the entire scope of the project.

So in his mind you need to put high end finishes in a duplex versus basic finishes in a detached single family, but then this becomes an apples to oranges comparison.The only real way to know is to have plans drawn up and get actual bids based on those plans.  

There are also many significant businesses coming to the area or expanding, including TSMC, Intel, Amazon, Apple, etc.