You have to understand that without specifics you appear defensive rather than credible (what does "pass all of the checks and have proper income" mean?).

While it appears many rookie investors tend to struggle to hit the ground running due to lack of capital / financing, I have the opposite problem.

This method is helpful if there are time constraints on obtaining a cost segregation study, but it is not the most accurate.SAMPLING OR MODELING APPROACHIn this approach, a cost segregation study is performed over a sample of a large portfolio of properties that are very similar in terms of appearance, use and construction.

Tenant can't really use this against you - if you do everything better going forward.Go to local landlord-tenant court and write down the attorneys that appear most frequently. 

It’s never as simple as it first appears, which is why we always advise our clients to let the math guide the choice.

They reported a window sill being taken off and it would appear someone broke in over the Christmas week.

We have a minimum income requirement to qualify for this unit (4 times monthly rent); based on your email, it appears you meet that qualification.

Also Texas appears to be saturated with inventory and more being built.

However, assuming a higher expense ratio would only underscore the point that the initial asking price for this asset appears to be overly optimistic.

Quote from @MIchael McCUe: Money isn't easy to save and $10,000( my debts) is a ton of money I want to save for a downpayment, I'm just starting so I don't have any money I would like to save $60,000 to buy a rental property, I think I could do it in  5-6 years, my brother filed bankruptcy and they relieved him of $6000 in debt from cash money.a list of my debtGst Hst Tax 4500 income tax from working with my dad I oweScotiabank credit card 1400Canadian Tire credit card 500cash money loan 2400Belair 600echelon 600should I pay the 10k back in the next while or should I file bankruptcy like my brother as It won't be for years until I am able to get a downpayment for a rental house anyway.You appear to be in Toronto, so the laws may be a bit different.