There are minor functional advantages - such as cheaper closing costs due to not having to perform bank required steps.  

It may also help keep the litigation target off your back.As always, check with your competent legal counsel--not all attorneys speak fluent "trust function and formation".

I believe the blockchain technology and the idea of smart contracts are interesting functions of the currencies.

If you have not heard about the new ordinance that passed you can read more about it at the link below. In my opinion this is a huge hit to private property rights. For property owners in the below map area you now ha...

Yield is a function of risk.

My goals would be to increase monthly cash flow and have more access to the property's equity for things like Cap Ex, etc....Here's a blurb from a lender's website:"By combining banking functionality with home financing into one dynamic instrument, borrowers are able to save tens of thousands of dollars and years off their loan""Designed after popular programs around the world, the All In One First Lien HELOC is the nation’s first transactional offset type-mortgage program.Home financing and banking combined:Deposits lower your loan’s principalFunds remain available for expensesInterest is calculated on the average daily balanceThis lowers the monthly interest paymentsTens of thousands of dollars can be saved over the life of the loanMortgage freedom can be achieved in half the time or less

@Joe Splitrock that's a fairy tale spread by anti-gunners.

For instance, I'd buy any functional house for the price of infinity, if I could only pay $100/mo for perpetuity. 

@Dave E.Yeah, I'm not so sure about the loan officer, whose function is really to be a salesperson, really being able to give you an answer. 

.-  Pro's:  Additional functionalities, such as tracking maintenance, automated bookkeeping, screening reports, etc.