Lot of accredited investors these days are moving from pure 100% equity deals to 100% debt investment, it makes sense as 8% IRR vs 12% IRR  vs 5% IRR from CD is not much different.I am investing to debt also but very small, but I am no longer interested in collecting small cash flow, I am working to make investment above 25-30% IRR only by own own very active real estate business.

@Simone Montague-Jackson Spark's main claim to fame is that they have created what they believe is a loophole to allow non-accredited investors to invest in Reg.

Typical entry fee is $50-$100K for each deals and typically for the best deals you need to be accredited. 

Although this Molly Tennant approved not so sure about that I think that's just made up.. since she mentioned creative finance and certainly not recognized as an accredited institution.

We also have options for non-accredited investors to receive the benefits of owning a loan, but also the tax benefits of not having to pay ordinary income on the interest

Which hardest part is finding an accredited university for that degree as SCSU was a main go-to but has halted the program. 

This is where infinite banking is a stable for accredited investors - doing 50-100K a year to one of these plans (over 5-8 years) for starters.3.

I've looked into @Paul Moore's syndications, but I am not eligible yet as a fully accredited investor and even with that I would prefer to be an owner in one, not just an investor.

So you're collecting a fee for the picks and annual fees for maintaining the "LLC loophole" you believe you've created around the accredited investor requirement.I have to wonder what level of detail was shared with the attorney.

Based on your list of wants (I like that you are clear about this), I reccomend either investing in a note fund (@Chris Seveney's allows you to be non-accredited) or finding an asset manager to manage your note portfolio for you.