However, I am unfamiliar with any lenders having traditional mortgage options for anything with a VIN number such as a trailer.

Look for distressed properties through online platforms or local agents.

@Barbara Potts - you should check out PassivePockets.com - a new platform we introduced just yesterday!

I've also used traditional loans through regional banks and a few SBA loans. 

There are not traditional DSCR lenders that would do that.

I am sure the STR  platforms have probably been contacted by the authorities

Unlike banks, which offer limited loan options, brokers have access to a wide network of lenders, including niche and non-traditional financing sources.Here’s what they do:Assess your financial situation to determine your borrowing power.Compare multiple loan products to find the most favorable terms.Negotiate rates and terms with lenders on your behalf.Guide you through the application process, ensuring you meet all requirements.Example: Suppose you have a lower credit score or unconventional income sources.

Our issue is income on papers too low to qualify for the an FHA or traditional loan.

Hey @Brandon Toron,Given your plan to turn the property into a short-term rental (STR), you have a few creative ways to push closer to that 90% cash-out goal, even if traditional lenders shy away from it:1. 

Traditional 30 year fixed mortgage How did you add value to the deal?