This may not be unreasonable for a real estate investor to do but since he lives in Hawaii with the highest long term property value appreciation in the western hemisphere, just something to think about? 

While we don't have a crystal ball, most would agree that all things being equal, the property in Southern Florida will be more valuable than a quadplex in Huntsville, Alabama, ten years from now. 

Many who moved to Florida during or after COVID are now relocating to other southern states.

San Jose and the Southern Bay Area were appealing but may be outside our current budget.

I prefer VA's in this hemisphere so time zones line up better.

I’m based in southern California.

I am not sure which state you are talking about but if its a Southern state they are easier to sell.When it comes to creative financing or options in general there are many options.

Set up Keyword alerts, since you're in Santa Barbara you can set up an alert for "Santa Barbara" or "Southern California" or "beach" to be alerted when someone posts on the forums that may be relevant or interesting to you!

@Monica GonzalezInvest in Southern California's B-/C+ areas for appreciation and cash flow, focusing on job growth, population growth, and proximity to amenities.

I'd love to get one in Southern California, but I have learned that that might not be a good choice with the high cost of properties in Cali.