If it is with HUD, did they foreclose or is HUD servicing the loan? 

Rather than paying for childcare services from a large organization, we found that it was significantly cheaper to pay for a second mortgage than to pay for childcare.

As Chris mentioned, use a licensed servicer and let them handle it. 

I have had no issues with using their rent collection services. 

On the other hand, I’m hesitant to simply pay down more of a property, as we don’t need the immediate cash flow.Fortunately, both my wife’s job and mine are recession-proof, which allows us to be a bit more aggressive with our investments.I’d really appreciate advice from investors who have experience with frequent moves or military service.

You could go to work for a remodeler too perhaps giving bids, selling service or see if they will train you to be on a crew.You could also go to work as an ISA for one of the big wholesalers. 

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It can still qualify if it's a fixer-upper, as long as the rental income from the property can cover the debt service.

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