May affect your ability to work in the financial field, or in any managerial position of a company that’s raising venture capital8.

I repeat. 

These things affect the property’s condition and your relationships with other tenants, which could lead to bigger issues down the line.

I just don't understand their purpose and why they are repeatedly doing this to people. 

Then like the title say REPEAT!

For example, let's say a prison is being built nearby, that could affect the desirability of an area.

Fortunately our remedy was fairly simple, large floor fans and new ceiling tiles but it was a massive inconvenience and the damage would likely be much worse if it repeated in units in other places.

The interest rate is nice, if there was a way to increase the cash flow to ~15% or greater COC you could pull a HELOC on the property for 9% and collect the delta.again though, i would suggest selling it and trying to lock up a property or two with the proceeds that required some sweat equity, force appreciation through a reno, rent it out, refinance and repeat (BRRRR)

@Helena Goyvaerts it will be tough without 2+ years of USA tax returns showing you are profitable.Higher interest rates have negatively affected most lenders and many of them are getting more aggressive with offering more flexible programs. 

This may affect value or time required to sell.7) Adding an ADU does not make the property a duplex.