They are long gone now.This "wally wrap" seems just like a regular wrap, what am I missing?

Again, the BiggerPockets store has some books on this topic, or you can learn about it by watching podcasts, reading blogs, and interacting on the forum.

You could absolutely save the money and over time, learn everything I learned by listening to podcasts, reading books and watching youtube videos (except having the regular check ins with a mentor).

No coaching program, called multifamily brokers in my areas, have a regular job, and have 3rd party PM.

At the same time depreciation recapture is taxed at regular tax rates, not capital gain rate.

And then finally, there is always the option to just claim the regular standard mileage deduction rate of $0.67/mile. 

It's just a biproduct of basic human interaction.

I live in Honolulu currently but used to live in Tokyo (mother is Japanese) and still travel there on a regular basis (pre-Covid).

I'm in Ohio and we see those lower loan amounts pretty regularly. 

.- Taxes: While the 10% penalty is waived, the withdrawn amount will still be subject to regular income taxes.This can be a useful way to access funds for a home purchase, but keep in mind the tax implications and the potential impact on your retirement savings.