Congrats on the purchase!

It could be possible to still negotiate a purchase depending on the stage of foreclosure it is in. 

My understanding is Heloc since its a line of credit can be drawn anytime so say you buy the property with and the ac goes on a heloc you could use that to pay for it where the home equity has a period/ gives all the cash upfront.

The builder refuses to send them to you.They state they are 'restricted' or send the type of layout you see online, just boxes, nothing the designer can use.

Key Bank, FLorida flexible lender, HELOCs on second homes and rental properties. 90% LTV on primary.

Not really sure how to go about financing but we're planning on having a down payment at or slightly above $100,000 and don't want to pay more than $3100ish per month. 

Set aside a big pile of cash or rely on a line of credit you won't be using.The oversimplified insurance concept is to pay a small premium to cover a large loss.

Just recently got hit with a 10K sewer line repair.

I saw Macon in your subject line and just assumed Georgia!

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