JScott - FNMA also is trying to thwart those who pursue the cash-out refi within the restricted interval; kind of silly, since most lenders have some seasoning period that must be met anyway - but not all have that seasoning requirement, so ...

Jon, thanks for contributing your posts - and keeping them real.But I'd bet that Jon long ago passed the 10,000 post milestone - for posts moderated, altered, removed, moved, etc.So are there any stats from the BP site that tally the number of posts / threads that the moderators have to act upon in any given time interval (say per week or month on average)?

Never had a reason to since we get the rent...eventually.The reason for the late payment every month is due to the tenant's paycheck intervals.

But over a long enough time interval (measure this in years), you can expect to see this.

You are probably just throwing money away, most mfr's recommend 7500-10k oil change intervals now.Same for super unleaded, unless you drive a turbo it's probably a waste of $ - again, check the specs on your car to see what's the lowest acceptable grade.

I've always believed in a cost averaging method, continuing to buy at regular intervals, until I figure I have enuff.

Your ROR on that move depends, of course, on the time interval between these two, but simplistically, it's what's called the geometric mean of those two values.

In other words, do you recommend starting the listing above-market and then dropping it at certain intervals?

But in that interval, they will drop the price, and when it hits the "good price" value, it will get snapped up.

They also have this "owner occupant" interval that immediately comes into play after they re-price the house - as an investor you would have to wait (I think 2 weeks) to make an offer when it is owner occupants only.