@Mark VejnarThanks for the great advice about planning committees.

What special permits and local committees will I have to deal with??

Also would like to use a system to get old documents into digital format and are view able by stakeholders and committee members.  

If the President or VP of Lending is on a local committee (Civics, LIONS, Rotary, etc), join the club.

Basically your authority as a landlord is shared with a committee of busy bodies. - Another thing about the HOA that is unknown is how well it's finances are in order.

LOL  For instance:https://www.naca.org National Advisory Committee for Aeronautics (NACA) NACA nascent polypeptide-associated complexNational Animal Care & Control Association www.nacanet.org/National Association of County Administrators | icma.orgYou get the idea by now...

($325)http://store.car.org/car-standard-forms/car-standard-forms-by-topic/residential-lease-month-to-month-rental-agreement.htmland I found a draft copy herehttp://www.car.org/meetings/carmeetings/committee-materials-archive/2016win/977887/2016_Jan_Meetings_Drafts_Combined.pdfI will see if my realtor can get me a copy.

Shopping deals and/or re-trading deals means the deal is transactional in nature and the bank will not try hard to make your deals work and the lender won't expend any political capital in the committee meetings on your behalf if you do this.

Additionally, the color approval (and everything else, it seems) is scrutinized and decided by an "environmental control committee" and not the design committee.  

You'll probably need to reach out to the zoning committee, but may want to check with your attorney.