Hi, i have a handful of properties that i have purchased over the past several years as passive investments.

I'd be happy to visit about the market.  

I was then told that's the rate for the area.

Or am I barking up the wrong tree?

Are you focusing on adding them in the general PHX area? 

Would love to connect in the near future and hear how your first flip went! 

The problem is mainly a concern for people with a net worth or reasonable income. 

@Jordyn Ohs pay off/down your Heloc aggressively and/or look into DSCR loans for future acquisitions.

As I've come to terms with this I have taken the last five months to regroup and really think about the future which brings me to my post and what I'd like to get the communities opinion on.I successfully negotiated and acquired one of my duplexes in 2017 that I nearly have paid off (note balance is $54k, property value $230k).

Very solid market, been investing there over 10 yrs and the rents continue to climb!