Three or four coats of a quality varnish will also help all of your wooden furniture tops.

My scenario is different.I am the commercial real estate broker and owner of my company.So I have my listings and buyer clients I work with which brings in a certain amount and then I have my own properties I purchase as an investor myself.As a broker once you have your own investments bringing in income you can pick and choose who you want as clients on the real estate brokerage side.It's empowering at a listing when the seller knows you are not DESPERATE for a listing and you are in demand.They want to choose you because you get results and not because you agree with everything they say.What anyone needs to start is relative to income coming in and family and life demands.For instance if someone has racked up 80,000 in credit card debt on stupid stuff they have nobody to blame but themselves.In my state of Georgia 30,000 a year isn't that bad as cost of living is really low.In some other states 30,000 would just last a few months.So that is how I run my business as I explained above.I try to train agents to help them out but I find they don't have the "fire in their belly" to change their lives.With investing you have to have a "whatever it takes" mentality.

Anywhere south from 1950...Would you say block structures are insured/financed better than wooden on older homes?

The entire finished basement is brand new, upstairs bathroom was gutted and redone,no wooden windows.

- Not limited to sleeping(beds, etc.) but also luggage racks, lamps.

How would underwrite a row of buildings that are near the end of their life expectancy but are still operable (they have minor water intrusion issues, I've heard of claims of rodents going through wooden floor, etc.)?

One of the funniest was not actually taken...we had a nice high end wooden salad mixing bowl that ended up as an ashtray on the porch.

What does your process for painting particle board cabinets with wooden doors look like?

On the second property is a locked enclosure (wooden fencing) to house our lawn equipment.

Rack up all those points!