Are you aiming to lower your monthly payment, shorten the loan term, or switch from an adjustable rate to a fixed rate?

Looking for guidance on options. new builds aren't hard to finance and I would argue they are preferred to existing fix and flip loans, especially if you have experience. banks look at your experience, your builder's experience, loan structure, permits, etc you need to get an experienced builder familiar with advanced underwriting and negotiations with local, regional, and national lenders. in columbus we do ground up construction for clients at a 20% discount so they can BRRRR out of the new build with equity and we have pages and pages of data on what we build and why and it's all supported by market statistics. 

Are there any other no documentation loans other than DSCR loans that I should look into?

Commercial portfolio loans will be quicker.2.)

I suspect this is who is financing your loan.

When you have 10 “little” properties with loans (Say $150-$200k each) and exchanging to either 1 big $2M property or 5 $400k properties to free up more “golden ticket” loans. 

I got a loan on the property when I bought it. 

Nice - congrats - hard to find Multifamily DSCR Loans at that size but looks like you successfully executed!

Lot's of lenders will want local (boots on the ground) to feel comfortable doing a loan.  

Places like San Antonio might present more favorable cap rates, from what I read in Forbes recently.Refinancing could free up equity if today’s loan terms are more attrative, though that depends on current interest rates and the property’s updated value.