And no; if you own 50% and your friend owns 50% he qualifies for exclusion on 50% of the sale. 

There's no way around it unless you specifically work for one person only.

Whether you’re meeting a potential client or an existing partner, it’s essential to understand their needs and concerns.This can mean taking the time to understand what each property owner is truly looking for.

@Helena Goyvaerts thanks for the post. 

I want to thank everyone for their words of wisdom and support.

There are limited exemptions such as if you inherited the property where it would be allowed.There are technical means to navigate the 90 day rule but your best bet by far is to talk to the lender and let them know the situation and ask for their direct guidance.  

I need a budgetary quote for the construction of the duplex to help me run my numbers.

If you have a local real estate agent you work with, having them do some market analysis for you would be a good place to start.

It's two seperate transactions for tax purposes,  neither one changing the outcome of the other just because they occured at the same time... in theory it would probably be better to simply have the amount of the commission deducted from closing costs if at all possible, but if compensation was already being offered througu listing broker, it is what it is.

.✅ Install new exterior doors & windows—huge for security & curb appeal.✅ Repair exterior trim & fascia—small details make a big difference.Pro Tip: If you’re working with a tight budget, focus on structural integrity first.