Once you are absolutely certain nothing downstream is the cause (human or plumbing), then you have a more solid case to ask for the meter to be changed.On a side note:  Around here if you go to the municipality/utility in a humble tone as ask for their assistance in solving the riddle (show them that you have invested the effort to check everything downstream), they will often forgive most/all of the overage.  

So don't rely too much on your cap rate, and concentrate more on what is highly desirable and what will stay rented by actual humans. 

Its 25% down payment for the purchase of a non owner occupied dwelling after 4 loans. 

But quite honestly, biggerpockets forum gives me hope in humanity... amazing ppl that are willing to help each other to make money and become financially secure. that is pretty awesome.  .. sorry if tats too deep :) haha   Perhaps once I get situated with where I will be living, we can get together and talk investment, if your still up for it :)@John Kent - how do i get in touch with the investment groups you mentioned?

Here is the banks reply,"Hello there, I do have new construction programs rolling out at the end of this month, however, these are only for single family dwellings so they wouldn’t allow you to build the type of triplex or fourplex that you are looking for, I think you would have this problem with any bank.

We recently bought an apartment building that is zoned by the city as a 4 unit dwelling.

I'm currently receiving quotes to insure a rental property owned by my LLC.Due to the LLC, I'm being quoted as a commercial policyholder, although the home is a single-family residency. Is there any method to avoid t...

I am so happy to see that there are those wonderful human beings like you who are willing to give their knowledge and experience as a gift.

Quick question would you rent furniture, for the home or hit habitat for humanity, thrift stores? 

You will really never get to understand the human side of the business if you have never owned a rental when working with newer investors who are looking for buy and holds.