I didn't shop around too much but their business was solely transaction lending so I figure they use the "industry standard" rules.

Your standard can be 2.7x or it can be 3x.

You can create Standard Operating Procedures for the VA to follow.

Has a great backyard and very standard inside units with two beds + 1 bath and great south-facing windows.

@Michael SmytheUsually 2-4% higher than the standard fee.

What they are asking for seems pretty standard in regards to receiving a loan.

There was usually a lecture, if you made the same mistake twice it got ugly because you didn't learn your lesson so the penalty got ramped up.I had standards and enforced them. 

Raise your screening standards but allow pets and you should end up with better-quality renters that pay more and stay longer.

More standard income variations are: asset depletion (using reserve distributions as the proposed income) or average personal or business bank statement deposits over a 12-24-36 month period. 

The design vision, standards and approach will be much more cohesive and streamlined, giving you more freedom.