The benefit of a 401(k) plan is that you can make contributions and additionally, your employer may make contributions. 

I am looking to make a sizable SEP IRA contribution to reduce my tax liability, but I don't want to hurt my ability to borrow in the future by not making enough income. 

- Usually hard money will offer between 7-12% with lower rates offered to those with more experience, better credit, and more capital contributed to the deal.

Lack of knowledge on listing agents part contributes to mistakes on the seller's side which can cost him/her time on the market.

For a fix and flip where they're going to do the entire flip that might work because they're going to contribute a significant amount of labor vs. my investment. 

Hopefully as I continue to grow and gain experience, I'll have something to contribute and give back to this great community.My wife and I are just starting out personally in investing with a BRRRR strategy. 

Are any of you contributing to a self-directed IRA?

I would consider it one of my charitable givings for that year.. 

Keep doing what you are doing, the podcasts are excellent and contributed greatly to my learning curve.

There is no sacrifice in doing #1 and not #2...the sacrifice comes when you do the opposite.We often talk about wanting more time with friends and family, or being more healthy, or more charitable, or having financial freedom, or whatever we say we want and then we make daily decisions that are completely disconnected from these goals.