You may also want to look at a cash out refinance to eliminate one or more Heloc or a few credit cards to lower your DTI and outgoing monthly debts.A heloc is a risk since its an open end mortgage like a credit card which carries a higher risk versus a 30 year mortgage. 

If tenants are moving out right after closing, do double check the leases clearly show the security deposit they paid the seller and you collect that amount at closing from the seller (credit to you) so you have those funds to then return to the tenants when they vacant under your ownership. 

Zoning varies, so always check the local regulations for your specific needs.Financing: While cash purchases are common, financing options are available through local banks and credit unions.

My 2 cents,MikeIt's a poorly decorated, poorly photographed and underperforming STR in a location I love.

Then another thing I see coming down the pike is the credit card debt.

Red flags to watch for in a house hack deal include high vacancy rates in the area, poor property conditions, or unexpected zoning restrictions.

You could explore a home equity line of credit (HELOC).Just have to be careful to NOT get in over your head in debt and go bust!

Any landlord that thinks a tenant owes him something can file a collection and mess up their credit?

What kind of credit score do they have, and is it high enough to meet the requirements of lenders?

Partner can or you can hire a pm2) property has not enough equity to heloc or sell at return but prospective partner is willing to buy into the partnership. 3) even if the partnership ends up being short lived, there is an opportunity for further appreciation in that span.4) you fear the risk of a poor season.