Hi @Lily Ochoa - I'm a real estate broker and investor in NYC, I'm familiar with co-op transactions as well and can give some advice. 

highlight_post=6413855&page=1https://www.biggerpockets.com/co/RentToRetirementhttps://www.biggerpockets.com/forums/92/topics/929410-rent-to-retirement-updates?

If you ever get sued and want to use the business as a legal shield, having a separate business account that doesn't co-mingle with your personal funds will be important when it comes to the determination of whether what you have is a business or a personal hobby (though there are certainly lots of other aspects of this you need to investigate as well).

How do you prove a deal is profitable to a co-signer?

You have come to the right place.I am an investor-friendly agent and I also live in Wheat Ridge, CO.

We are members of the STR Secrets mastermind and it's not for arbitrage but co-hosting and purchasing your own STR.

https://www.biggerpockets.com/users/ZacharyCole/referenceshttps://www.biggerpockets.com/forums/92/topics/518583-feedback-on-renttoretirement-and-zach-lemasterhttps://www.biggerpockets.com/forums/92/topics/765347-rent-to-retirement-reviewhttps://www.biggerpockets.com/forums/850/topics/895660-my-first-investment-property-an-out-of-state-dealhttps://www.biggerpockets.com/co/RentToRetirementhttps://www.biggerpockets.com/forums/92/topics/929410-rent-to-retirement-updates?

I am going to be out-of-state soon and was wondering if there are any good property managers that you recommend in Aurora Colorado (Suburb of Denver) 

My first one was in Colorado Springs, My second home was in MT, and now my current home outside of Nashville.

I have been planning this since I was 16 years old but I keep running into the same problem since I don't have co-borrower.My credit union will not approve me without a longer full time employment history because my part time employment income isn't much.