Paulette, it is good to call out these bad contractors and unfortunately you are caught in a bad situation on what to do, start by a small threat that you will contact the BBB and report a claim if he does not show some progress, or if you know an attorney, maybe a simple letter from one may get him worried and he may start showing up.

BiggerPockets and Facebook groups can also be great for networking.Feel free to reach out if you’d like help connecting with agents or investors in Illinois or Wisconsin (Have some amazing referral partners)—I’d be happy to lend a hand or share resources to get you started.

I have over 100 lots to build . utilities in place 800 people on waiting list for section we need houses.i am also a sec 8 landlord 

So all in all, the investment seems solid to me, and this is not my first rodeo, as they say.As for the risks associated with the SBLOC, I minimize those by only utilizing a portion of the LOC so that even if the market drops another, lets say 30%, the risk of margin call is slim.

Maybe start in my comments haha

@Albert Gallucci as many have pointed out, in the commercial space of 100+ apartment buildings and offices, property classes have some pretty decent industry standards.We started applying these to 1-4 unit properties around 10 years ago, which you can verify on our blogs, because we saw too many newbie investors not properly taking into account things like, neighborhood status, tenant pool, property condition, etc.Unfortunately, there's no industry standard for this, but you can use some basic logic to think your way through your own Classifications.

And then you have started. 

But would recommend you start with Long Term Rentals first.

Did you started working on it?

If the drywall cracks in the next year or two, or the doors start to stick, then you likely have a larger settlement issue going on, and will likely need to call a foundation repair contractor.