This will help to keep your credit score up, but it may hurt your debt to income ration.

But for one tenant whose bathroom I'm about to have cleaned, he's a good guy, pays on time, and I'd rather pay a couple bucks (ok, more than a couple) to have his bathroom cleaned, which he'll appreciate, and it will give him one more reason to be able to rationalize staying in my rental when the next rent increase comes.As far as asking the wife to perform this task, this is something I'm not qualified to give any advice on, so you're on your own with that one.I guess if we knew how many properties each person owned, how much equity they had, and how much net cash flow they had from their properties, we could rank the answers by that criteria.Joffrey LongGrumpy Old Landlord

.* if getting  traditional  loan for the  purchase - the lender wont need to include a payment on the 401K loan in qualifying rations  *  you will need to  provide 401K terms of withdrawal and paper trail of the  loan as part of the loan process ( which normally isn't an issue )

What is your rational for recommending this location? 

The seller is emotionally attached to the property, and isn't thinking rationally.

Of course, as a wise steward of capital this benefits ethical syndicators by helping their investors make more rational decisions.What is Prospect theory:Prospect theory suggests that individuals prioritize perceived gains over perceived losses when making decisions.

Rationalization for a sleazy maneuver.

I don't assume anything, and I don't rationalize anything to make my analysis look good.  

I bet, though, that within the BP community, those of us who are pursuing REI as a means to lifestyle freedom might argue that those irrational reasons are perhaps the most rational reasons of all!

Is that a rational fear ?