I am chipping away at the learning curve and this time I will have to test and develop my buyer's list, salesmanship, and nerves.

I have not done business in all states, nor have I examined banks in all states, but I think I'm safe in saying all states allow future advance notes.

Examine your contract carefully to see which components need to be worked upon and which ones can be left.

None except it's common sense in America that when examined across the board, private education always has better results than public.

The due diligence items need to all be examined by you.

But in reality it takes people with extremely strong constitutions and nerves of steel to buy when everyone else is selling.

Thanks Finance Examiner.

I'm not sure it's a tactic I will try again, because my nerves didn't hold up well the whole time.

All of them will be on the hook for the full amount due as well; it does not get divided up in percentages based on who can afford what.Maybe you need to examine a different approach, say posting other property as additional collateral, or assigning rents from other income producing property (if free and clear).

Have you actually looked at the appraisal, or at least the statements regarding problems in the appraisal, and then looked at the house to examine the supposed problems?