Maybe you have already done this but I would apologize for my aggressiveness but explain the deadline with your funding partners.Having said that, I think many of the excuses given on this thread are just that.I have a friend that says "we ultimately do what we WANT to do".

Better learn first, then approach one again and explain that you are new, learning and might even say you apologize for putting them on the spot and start over, just building a better relationship, but most don't take kindly to wholesalers, so don't go there, initially. 

We apologize for the outage we had for the past 24 hours.

I'm extremely sorry to hear about your situation and I apologize for being so insensitive.

And my apologies to the three guys I emailed directly to have them look at this deal.

I'm not sure if I'm posting in the right place, so if not, I apologize.

Let me *try* to clear up the difference in opinion here, at least as I see it...It sounds to me like MikeOH and Bryan are arguing the same point, but their actually talking about two different things, and both things are tremendously important.I think Mike's point (and if it's not, I apologize) is that the "50% Rule" is a great tool for a first-pass approximation of whether an investment is likely to be a good deal.

I apologize that my original post was not written well enough.

no need to apologize, Jay... we've all been there, I'm not far ahead of you.

My apologies for any confusion-Some call it cvt, or commercial vinyl tile, others refer to it asvct, or vinyl composition tile, as seen here...http://www.armstrong.com/commflooringna/product_details.jsp?