DANGER!

The language you show above is dangerous because you in fact are NOT acting in the best interest of the seller. 

Honestly, if you consider Four by Four dangerous and you only have the budget to invest in similarly priced neighborhoods, I wouldn't consider investing in the City.

The danger is confusion or missing out on your "aspiration point" offer (basically, the best reasonable offer you could hope to have accepted).

Did you have any notice (actual or constructive) that the siding was in some type of disrepair or had the potential to cause dangerous condition?  

If they actually took time to read the substance, I think they will realize I'm not trying to shun people or discourage questions/posting.

If the market is super hot and you want below market in pricing then you would need to find a property off market.A newer agent and a newer buyer can be a dangerous combo as they are both trying to make things work without the experience to know how to properly analyze something.I disagree with people that say a broker/agent should constantly low ball ridiculous offers on their behalf looking for the one desperate seller to sell at a crazy price.

Guessing without any experience to back it up is a dangerous thing to do.

Most plans have a provision that if you want to pay it in full, you have one chance by either sending in a certified check for the funds or by ACH transfer from your checking account.The danger with this strategy is if you separate from your employer (quit, get laid off, etc.) then the loan must be paid within a given period of time (30 days) otherwise the outstanding balance of the loan will be considered a distribution and you will be taxed on the outstanding loan balance and you will have to pay the 10% early withdrawal penalty if it applies.

.• An illegally installed and dangerous stove.In the Green case, all of these defects were present, and there also were many violations of the local housing and building codes.