Please also pay attention to requirments for posting notices and registration because if you into a sticky scenario this can impact the outcome in court. 

While it's not common for lenders to enforce this, it's still a risk.Lender Discomfort: Since the loan stays in the seller's name, if the lender becomes aware of the transfer, they may become uncomfortable with the arrangement, potentially complicating the process.Seller Risk: The seller is still legally responsible for the mortgage.

There are some basics that I think most people would assume are common knowledge, and therefore not rise to needing called out.

Tell the tenant that you will be coming by with the HVAC person at set time and day (giving them more than 24 hours' notice) to look at the HVAC and figure out what the problem is. 

Call it what you want, I call it common sense.I'd love to keep arguing, but I've gotta go hire a few dozen people so that I can fire them and then blame them for it. 

Most Common Incorrect “Facts” by the Inexperienced1.

It’s very common since it’s considered a business purpose loan.

This is probably not real common on residential, but we see it now and then. 

Otherwise, just say 2050 to be safe, but realistically, no one is going to care/notice and if they did, you have paperwork to back up your number.

In PA, Special Warranty is probably the most common which guarantees the title against issues that came into existence during the seller's ownership.