Try to arrange for an “open house” day for buyers to walk through with contractors and eliminate inspection problems/delays. 

The rate the manufacturer offers is 4.8% which is why I am going through them.

If paid in Belize in Belize dollars you have to go through an approval process to get your money out.  

Unfortunately most CPA's have not lived through more realistic income tax bracket environments such as the 50s 60’s 70s and 80s……so what I’m saying here is not something that most investors, business-owners, high net worth families, or REI investors are thinking about.

You are looking at this through the lense of cash flow, don't forget you are also paying down the mortgage and might see some appreciation, so equity growth might be more than cash flow.

This allows them to get more capital so they can make more loans without having to grow their asset base, while also maintaining their relationship with the customer through monthly payments.

I’m not looking to retire early or replace my income through rentals—I just want to diversify our assets.

From those experiences, I know that the money saved by going it DIY or with a poor company is FAR LESS than the money lost through bad management.Huntsville is a great area, but smaller investors might be priced out of that market.

Getting one property and cashflowing it will be a challenge. you can try seller financing but you are still going to be highly levered which just enhances the risk that you are taking on.The best way to grow is to focus on managing your rental, saving money through your W2 and crushing that - if you are a realtor you will make more crushing it as being a realtor than over leveraging real estate - then save for down payment and buy slowly. its not a rush.

Quote from @Nicholas Haubner: @Andrew SyriosThank you for your reply, I greatly appreciate you taking the time to read through and give me your advice.