Since there are many more listings competing on the market than in previous years, it’s crucial to prepare a listing to stand out among the rest and work to address buyer objections prior to going on market.

If its a primary home they can go higher but in a slow market 3% to 4% is common and if they are not coming in at full ask usually the seller offers 1-2% which is fair.The buyer must have an unexperienced Loan officer because you should always know what your customer needs prior to sending them a pre-approval letter or allowing them to go into contract.

My offer was accepted and we were put under contract for a bank owned home that was recently foreclosed.The four point discovered errors that needed to be rectified prior to obtaining conventional financing.

Previously they were willing to show the house with prior notice.

I find that the Freddie interest rate is 90% correlated to the prior quarter 10-year Treasury, also shown in the graph.https://mf.freddiemac.com/aimihttps://www.treasury.gov/resource-center/data-chart-center/i...

It encourages a hesitant seller, but their agent will know what’s going on anyway because you or your agent had a prior conversation with them. 

You also have to realize that even if you are not using the entire heloc limit "Some" underwriters still calculate the Maximum payment into consideration.There are some ways to pull money out of a Heloc and deposit it into a savings/checking account prior to application to satisfy the PITI reserve requirements.

You cannot contribute to an IRA for the prior year after April 15th.

I lived in it for 2 years prior to turning it into a rental property.

But if its spotted prior, well just get it removed.