Closed on one 27 unit apartment this year and one 10 unit just last Monday..

Those two units make a good combo.  

My lease requires renter's insurance which should cover loss of use if the unit becomes damaged/uninhabitable, but I don't think renters insurance covers costs of living expenses incurred during just an evacuation.

If you are buying another home, I think there are also ways to transfer your mortgage.We have mortgages that are similar to that in the United States but use different terms to describe them.

You could build or flip less expensive units and sell them to your clients/occupants over time.

* How do you advertise your vacant units?

Try to find a BRRRR multifamily deal and live in one unit and house hack it then rent the other units out. 

@Gustavo Delgado With $75K invested I can get a 4-6 unit apartment building that will cash flow $200/unit every month.

How do you advertise your vacant units?

You could live in one unit and rent out the others to offset your mortgage, staying within your $4,500/month affordability limit.