In fact, there was a dirt/weed area in their yard that they wanted covered with cement to put a glass table and chairs.

I actually did some arm chair QB ing on this subject matter just reading some on my own and see how numbers on these issues are changing yearly.

There was a local restaurant who had installed a poorly finished commercial vinyl plank (dark expresso in colour) and after a couple of years they had white lines everywhere from chair legs.  

Not suggested for arm chair investors but definatly the best approach for quick results when you know how to "solve" problems. 

For example the first bedroom pic seems like it is very long bedroom which is ok although i would do something more with the area where the random chair is...

How about save the $5K and just pretend you did it since the people you are paying are just pretending they are doing something anyway.I purchased a house where the guy died in a lawn chair in the backyard.

That's hard to do when the only jobs available are poverty wage jobs paying less than $15K gross - less than $10K take-home - and you still have to pay your own living expenses.Being a computer-chair financial planner is easy.

Don’t make ANY life-changing,tax-based decisions until Trump and Congress are done with their musical chairs!!

2 hour drive to airport, 2 hour flight to Cancun, 3 hours in dentist chair for 1 implant, 2 previous implants measures for the crowns, 1 molar rebuilt and prepared for crown and a chip fixed.

Solution there for the time being is to simply not broker loans to those particular banks, but at some point (no one can predict when) capacity will be reached industry wide and the game of musical chairs will be over.