What refinance rates are you currently seeing since the New Year?

[Fred Thomas]

Just curious to what Occ Owner Occupied refinance rates everyone has been getting since the new year. Haven't seen a thread like this in a bit.

Please indicate if it is a cash out refinance! Also indicate if you bought any points! Mention your credit score range too!

If you want to mention your non-owner occupied rates to help other people reading please do so just make sure you mention it!

I'm personally looking for residential owner occupied cash out refi rates. Considering refinancing soon seeing how interest rates are around 3.5% I think? But I know that differs from what you will actually get from a bank.

 *Not looking for a lender just looking for people who have recently closed/will close soon and have received an estimate!*