Big banks and credit unions will look at a full DTI(personal income) while others will just look at the cashflow of the property.

You may not get the first property you offer on because if it looks good to you, you will probably have competition so start offering on properties that fit into your personal investment philosophy and meet your minimum financial requirements. 

Personally, I've been in the mobile home investing niche since 2007.

All lights were green and there was a pileup, leaving behind a mess of twisted metal and broken glass, and a few personal injuries to boot.The syndicator crowd coined the phrase "survive until '25" under the hope that by 2025 interest rates would correct and their deals would be fine. 

And also you sit down with your lender in person etc..

He's a terrible person.

Tampa has amazing growth potential and have personally witnessed @Josh Green work miracles for his clients.

Treating people like people doesn't mean you make the relationship personal as Nathan suggests and not all tenants will screw you over whenever it suits them.

It should go away.If it's only them smoking and a personal issue, I would reconsider dropping this if they are otherwise good tenants.

Since your a hands on person and have contractor contacts.