To wit, the last person that described the guru in-house private lending started by telling me the interest rate was 0%.I asked about fees, he said "origination" was $500 + 9%.I asked about balloon, he said full amount due within six months, or a 9% "convenience fee" must be paid again to extend another six months.That means the actual interest rate, annualized, is 18.XX%... so, for the guru/lender, CoC ROI is at least [ 18% + no tenants + no capex ].

Having witnesses to tenant bad behavior is essential.

You have a motivated witness and even if you lose you will win.

I'm thinking if they didn't pay their taxes for 2-3-5-10 years...they probably don't have the wits to find a lawyer who would take the case, don't have the money for a lawyer to work the case, and the law is not in their favor.   

Now, I have only lived in my house and this area for about 3 months, and in those 3 months I have witnessed the state police being there an average of probably at least 1 time a week.

She gave an exact day and I never did get the rest of rent money she owed me, but I was happy to have her leave and NOT have to witness her ordering every meal out, buying/smoking her weed, and acting like she didn't have to pay rent to keep living with me!

I ranted on this website because I was appalled at the derogatory comments from people just like you (small minded half wits with biased opinions) about people like me (tenants of cheep property's), but I thank you for further proving my point, hence the cause for the rant in the first place!  

Also when I witness lies to tenants, owners says to me find a way to stop this so these peoples investments are protected.

I have witnessed it first hand.And frankly most mom and pops would do better investing in good performing notes that  the payor is a professional investor like your self.. that is a far better and safer bet for them than trying to run these assets on their own and take the ups and downs ... but anyway.. to each their own..

That's a good sign investors should be looking down there, get in before the prices rise too much you can witness first hand whats going on in Fountain - growing growing growing and so are the prices.