ZimpleMoney may not cut it from a compliance standpoint if the loan goes to foreclosure.

You'd also cut down on management costs, which are definitely big for STRs.What's the reason behind your choice for short and medium term options over long term?

So, if the mess isn't going to attract pests like food waste and it isn't causing damage like pet urine then it may not be an issue worth letting yourself be bothered about. 5.

Since I like wood working, and have made several cabinet boxes for other rentals that needed repair to match existing cabinets, I can always cut new sides & bottoms if/when the presswood starts to deteriorate, and reuse the frames & doors. 

I got the vibes that I was wasting their time or that I would not have the money to provide their commission. 

(California has strict tenant laws and we will not consider a booking without one).Currently there is only street parking for the unit, which we have theorized may be a filter cutting us out of many potential bookings.

Has anyone wasted money on some of these programs like I did? 

They end up coming right back to reality and wasted 90 days to "see if it will work".

Ill cut against the grain here.

I don't think its necessarily cut in stone, especially since they aren't conforming loans so its basically unregulated.