This may vary by city/state, but in California, the landlord is required to make a rental unit habitable.

They were long-term tenants, which sounded great on paper, but I inherited I a lot of bad habits.

Account ClosedI'm a new agent as well (licensed in March) and am also in learning mode.From what I've seen so far, lead generation isn't just important...its vital. 

(Divorce, probate, business, etc) Property habitability issues due to severe property damage?

Potentially...Rich Dad Poor Dad, Atomic Habits, Short-Term Rental Long-Term Wealth, 30-Day Stay, The 7 Habits of Highly Effective People.

Seeing a job well done builds good habits. 

VA loans backed by the Department of Veterans Affairs even allow veteran borrowers to obtain 100% financing on a home.According to the Consumer Financial Protection Bureau (CFPB), before shopping for a mortgage a borrowers should:Check their credit reportAssess how their spending habits will change with a mortgageBudget for additional or changed expensesDetermine how much of a down payment is neededDecide on a purchase price of a homeCreate a loan application package with personal and financial information including pay stubs, W-2 forms, copies of recent tax returns, bank statements, and proof of identity2.

Unless it was a very minor fire, confined primarily to a stove top area or similar, I would advise the tenant it is not habitable and they will need to relocate within a specific time frame per local law, and that rent effectively stopped the day of the fire.

I go to a investors group once a month but I haven’t had made any connections (given I don’t really talk at all when I’m there but have meet some cool people) I know what I want and I understand I still have to develop skills, habits, and relationships to get me where I want to be, but that’s what I’m here for.

Assuming you are buying this on a residential retail sale contract, most states require it to be habitable.