Market crash is the problem for the house flippers if they pay too much price.If you are making good cash flow, market price doesn't have any effect on you unless you will need to sell the house.

When I looked into IRA accounts, I found that it didn't do service to my situation.

I second what @Todd Rasmussen said about running deals on paper though.

Remaining Balance: After the balloon payment, the remaining loan balance will be re-amortized over 5 years (60 months) at the same 6.5% interest rate.Payment TermsInitial Loan Terms (First 24 Months):The monthly payment for the first 24 months is based on a 12-year amortization schedule:Monthly Payment for First 24 Months: $1,573.39Remaining Balance at Month 24 (Prior to Balloon Payment):The balance after 24 months can be calculated using the amortization formula:Remaining Balance at Month 24: $157,113.92Balloon Payment:The balloon payment will be 50% of the remaining balance at Month 24:Balloon Payment Due at Month 24: $78,556.96Re-Amortization of Remaining Balance (After Balloon Payment):The remaining balance after the balloon payment will be:This amount will be re-amortized over 5 years (60 months) at the same 6.5% interest rate.Monthly Payment for Final 60 Months: $1,541.18Summary of Key Terms:• Purchase Price: $215,000• Down Payment: $43,000• Loan Amount: $172,000• Interest Rate: 6.5% (fixed)Initial Terms (First 24 Months):• Monthly Payment: $1,573.39• Balloon Payment Due at Month 24: $78,556.96Re-Amortized Terms (Final 60 Months):• Remaining Balance: $78,556.96• Monthly Payment: $1,541.18Additional Conditions:1.

But back before rates were reduced below the 100 year average, how many "Days on Market" could an average property expect to be on the MLS before getting a bona fide offer?

That is what we are seeing, also a good article recently released on state of bridge and DSCR loans.

He has too much money at risk on your behalf.

When I first started investing in real estate, I discovered how important it was to identify and capitalize on the right opportunities.

Hi Ashley, Congrats on the STR! 

The existing house on the property is being rented as an STR.