Each can have a variation of their credit policy.

When an owner or broker policy is facially fair and uniformly applied, it usually meets the smell test.

But before hiring a cost seg company, make sure it will be beneficial to you: https://www.biggerpockets.com/forums/51/topics/1075919-five-...

Friends, family, or you might be able to access funds via a HELOC, cash value from a life insurance policy, take a loan out on your car, etc. 

There are a lot of shiny internet companies touting their HELOC, but you will do better with a local bank every time.

I believe many contract out to the same sales company to deliver there pitches. 

You would pay us corporate tax rate, but the retained earnings could remain in the company and not be repatriated to Canada.If you are moving to the U.S.A. and will not be keeping a presence in Canada, then once you move you should not be paying Canadian tax on your world-wide income.

We are a team of five employees, and our work involves renting land for a number of years, designing and developing buildings, and managing them—including renting and maintenance.It’s an exciting yet challenging new chapter in my professional journey, and I’m eager to learn and grow alongside all of you.One of my key goals is to modernize our company’s workflow, which is currently reliant on traditional pen-and-paper methods. 

You can also ask the title company to offeer a "lean Fee Sheet" meaning "Cut the fat" and reduce the BS fee's.  

I have the rental properties insured with a variety of lenders and no issues with putting all of them under the umbrella policy.