It does depend on the lender.

@Alvin Sylvain I agree the emotional support animals are B.S. but they are legal and we have to abide by the law.If the animal is an ESA, you are allowed to ask if the person is disabled and what service the animal provides.

i wish i had better news for you but it's probably not feasible in the short term to replace your W2 income with rental income. 

My job is to thoroughly vet the operator, analyze the market and analyze the deal - then I send the wire and my job is done. 

I used to use the Meetup app, I think it is still around.

You can attend all the REIAs and read all the books and sign up for all the conferences, and spend all the money, and you are will never really know you can do it until you do.Over 20 years in real estate in various forms and roles, action will beat out intelligence or education or even network 100% of the time.  

I'd rather keep the sub-3% rate for now and finance other properties conventionally for the short term.

paid off is the way to  go.. same cash flow 1/2 the headaches .. the other thing I would mention when the OP says remote is that off grid ? 

Hopefully, you find the info below helpful.

If you haven't checked the market for homes with "inlaw suites" or whatever your market equivalent is that can be a way to get it done as well.