Tom, I'm glad that you stepped into this conversation for Nanaimo as I know enough to be dangerous!

Those giving advice based on experience and historical transactions can be dangerous today. 

That's dangerous and can't be overlooked based on warm-and-fuzzy feelings.  

This link has good info. http://www.anthonyforest.com/assets/pdf/sfpa-heade...Chad - While well-meaning, your advice is potentially dangerous.

Thanks for taking the time to provide such detail and substance.

I would suggest it's a bit dangerous to say that "Good process and tools exempt me from a rule."

If you were truly intending to owner occupy and are in danger of losing the deal because you lost your cash down to secure traditional financing, then private financing or going back to the seller to change the contract to NOO are your only options I can see based on the info provided.

We are a community player and the utility service gets paid.For utilities that can become a lien on the property if not paid, the utility company sends us copies of the tenant bill, notification if a tenant account is past due and warns us if the account is in danger of utility shut off.

NOT UNDER THE INFLUENCE: I am not now under the influence of alcohol or any other mind-altering substance, nor am I taking medication that would cloud my judgment or make me unable to think clearly. ________ 20.

(I'm pretty sure he has a substance abuse issue)If he were to quit claim the house to her so she had 100% ownership would that raise any red flags with the title or potentially interfere with my deal when we go to close?