And the market was perfect for investing at that time.

Do they pay within 5 days of the first of the month (in some states that is not late)? 

I'm registered with the the vast majority of notable nationwide DSCR lenders.

The property sat on the market for a month before an offer came in, but the buyer backed out at closing.

Once the work was complete, I refinanced to pay off the hard money loan and held the property as a long-term asset.This duplex also marked the start of my short-term rental journey—we ran our first Airbnb from one of the apartments before scaling to bigger projects.

That is all I said and we scheduled a meeting for the next day to come into his office.

And, that people will, over the next 30 years grow very rich with New York real estate, the outliers growing 2-5 orders of magnitude more wealthy than their peers in the Midwest.     

Ensure the state provides a clear title upon sale.

There are a lot of options out there.Some of the most useful items BiggerPockets members have identified are features that save time so they can spend time working on their next property.

3.5% down is offered through a FHA lender.