DM with questions, our bank originates these loans.  

We used a HELOC from First Bank and they were great to work with in getting us a HELOC at a great rate. 

Ali,If you want to learn some of the tips and loopholes on the finance or banking side feel free to reach out or send me an email. 

We use a 3rd party company that specializes in only property management trust accounting (nothing else), and they reconcile the bank account every single day.

There is always a chance that rates will drop, but I would imagine $25K would buy down the annual rate so significantly that you would never see a lower rate offered by a bank so you wouldn't even think about refinancing.

That way I am rewarded but not using the business account as a piggy bank. 

Guesty they have Guesty for Host and Guesty for Pro.

Banks even today are 7 to 8 I only use banks.

I was at a CCIM luncheon recently and some of my lender buddies and I were discussing that many of their banks are getting out of multi-family because of rising costs to manage the properties...including taxes and insurance.

Casi,I work with Realtors all over the United States and the one thing I hear the most from my bank customers is "Communication".